LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,497
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,157
−HK$2,702/mo
Today · 4.125%
HK$90,859
baseline
▲ 0.50% · 4.625%
HK$96,387
+HK$5,528/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$181,718/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,115
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,666
−HK$2,588/mo
Today · 4.125%
HK$100,254
baseline
▲ 0.50% · 4.625%
HK$105,538
+HK$5,284/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$200,508/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,597
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,788
−HK$3,242/mo
Today · 4.125%
HK$109,030
baseline
▲ 0.50% · 4.625%
HK$115,665
+HK$6,635/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$218,060/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,138
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,199
−HK$3,105/mo
Today · 4.125%
HK$120,304
baseline
▲ 0.50% · 4.625%
HK$126,646
+HK$6,342/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$240,608/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,696
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$123,419
−HK$3,783/mo
Today · 4.125%
HK$127,202
baseline
▲ 0.50% · 4.625%
HK$134,942
+HK$7,740/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$254,404/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,161
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$136,732
−HK$3,623/mo
Today · 4.125%
HK$140,355
baseline
▲ 0.50% · 4.625%
HK$147,753
+HK$7,398/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$280,710/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,895
−HK$9,651/mo
▼ 0.25% · 3.875%
HK$158,682
−HK$4,864/mo
Today · 4.125%
HK$163,546
baseline
▲ 0.50% · 4.625%
HK$173,497
+HK$9,951/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$327,092/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,207
−HK$9,250/mo
▼ 0.25% · 3.875%
HK$175,798
−HK$4,659/mo
Today · 4.125%
HK$180,457
baseline
▲ 0.50% · 4.625%
HK$189,969
+HK$9,512/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$360,914/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,521 · Scale 2, in force from 26 Feb 2026)