LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,502
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,162
−HK$2,702/mo
Today · 4.125%
HK$90,864
baseline
▲ 0.50% · 4.625%
HK$96,393
+HK$5,529/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$181,728/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,121
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,672
−HK$2,588/mo
Today · 4.125%
HK$100,260
baseline
▲ 0.50% · 4.625%
HK$105,545
+HK$5,285/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$200,520/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,603
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$105,795
−HK$3,242/mo
Today · 4.125%
HK$109,037
baseline
▲ 0.50% · 4.625%
HK$115,672
+HK$6,635/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$218,074/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,145
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$117,206
−HK$3,106/mo
Today · 4.125%
HK$120,312
baseline
▲ 0.50% · 4.625%
HK$126,653
+HK$6,341/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$240,624/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,703
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,427
−HK$3,783/mo
Today · 4.125%
HK$127,210
baseline
▲ 0.50% · 4.625%
HK$134,950
+HK$7,740/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$254,420/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,169
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$136,740
−HK$3,624/mo
Today · 4.125%
HK$140,364
baseline
▲ 0.50% · 4.625%
HK$147,762
+HK$7,398/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$280,728/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,904
−HK$9,652/mo
▼ 0.25% · 3.875%
HK$158,692
−HK$4,864/mo
Today · 4.125%
HK$163,556
baseline
▲ 0.50% · 4.625%
HK$173,508
+HK$9,952/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$327,112/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,217
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$175,809
−HK$4,659/mo
Today · 4.125%
HK$180,468
baseline
▲ 0.50% · 4.625%
HK$189,980
+HK$9,512/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$360,936/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,618 · Scale 2, in force from 26 Feb 2026)