LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,512
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,172
−HK$2,702/mo
Today · 4.125%
HK$90,874
baseline
▲ 0.50% · 4.625%
HK$96,404
+HK$5,530/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$181,748/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,131
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,682
−HK$2,589/mo
Today · 4.125%
HK$100,271
baseline
▲ 0.50% · 4.625%
HK$105,556
+HK$5,285/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$200,542/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,614
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,806
−HK$3,243/mo
Today · 4.125%
HK$109,049
baseline
▲ 0.50% · 4.625%
HK$115,684
+HK$6,635/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$218,098/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,157
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,219
−HK$3,106/mo
Today · 4.125%
HK$120,325
baseline
▲ 0.50% · 4.625%
HK$126,667
+HK$6,342/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$240,650/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,716
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$123,440
−HK$3,784/mo
Today · 4.125%
HK$127,224
baseline
▲ 0.50% · 4.625%
HK$134,965
+HK$7,741/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$254,448/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,183
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$136,755
−HK$3,624/mo
Today · 4.125%
HK$140,379
baseline
▲ 0.50% · 4.625%
HK$147,778
+HK$7,399/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$280,758/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,921
−HK$9,652/mo
▼ 0.25% · 3.875%
HK$158,709
−HK$4,864/mo
Today · 4.125%
HK$163,573
baseline
▲ 0.50% · 4.625%
HK$173,526
+HK$9,953/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$327,146/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,236
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$175,828
−HK$4,659/mo
Today · 4.125%
HK$180,487
baseline
▲ 0.50% · 4.625%
HK$190,001
+HK$9,514/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$360,974/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,790 · Scale 2, in force from 26 Feb 2026)