LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,512
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,172
−HK$2,703/mo
Today · 4.125%
HK$90,875
baseline
▲ 0.50% · 4.625%
HK$96,404
+HK$5,529/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$181,750/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,132
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,683
−HK$2,588/mo
Today · 4.125%
HK$100,271
baseline
▲ 0.50% · 4.625%
HK$105,557
+HK$5,286/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$200,542/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,615
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,807
−HK$3,243/mo
Today · 4.125%
HK$109,050
baseline
▲ 0.50% · 4.625%
HK$115,685
+HK$6,635/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$218,100/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,158
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,220
−HK$3,106/mo
Today · 4.125%
HK$120,326
baseline
▲ 0.50% · 4.625%
HK$126,668
+HK$6,342/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$240,652/mo (50% DSR)
Upfront cash ≈ HK$16.59M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,717
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$123,441
−HK$3,784/mo
Today · 4.125%
HK$127,225
baseline
▲ 0.50% · 4.625%
HK$134,966
+HK$7,741/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$254,450/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,184
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$136,756
−HK$3,624/mo
Today · 4.125%
HK$140,380
baseline
▲ 0.50% · 4.625%
HK$147,780
+HK$7,400/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$280,760/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,922
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$158,710
−HK$4,865/mo
Today · 4.125%
HK$163,575
baseline
▲ 0.50% · 4.625%
HK$173,528
+HK$9,953/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$327,150/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,237
−HK$9,251/mo
▼ 0.25% · 3.875%
HK$175,830
−HK$4,658/mo
Today · 4.125%
HK$180,488
baseline
▲ 0.50% · 4.625%
HK$190,002
+HK$9,514/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$360,976/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,802 · Scale 2, in force from 26 Feb 2026)