LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,521
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,181
−HK$2,703/mo
Today · 4.125%
HK$90,884
baseline
▲ 0.50% · 4.625%
HK$96,414
+HK$5,530/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$181,768/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,141
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$97,693
−HK$2,588/mo
Today · 4.125%
HK$100,281
baseline
▲ 0.50% · 4.625%
HK$105,567
+HK$5,286/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$200,562/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,625
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,817
−HK$3,244/mo
Today · 4.125%
HK$109,061
baseline
▲ 0.50% · 4.625%
HK$115,697
+HK$6,636/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$218,122/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,170
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,232
−HK$3,106/mo
Today · 4.125%
HK$120,338
baseline
▲ 0.50% · 4.625%
HK$126,681
+HK$6,343/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$240,676/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,729
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,454
−HK$3,784/mo
Today · 4.125%
HK$127,238
baseline
▲ 0.50% · 4.625%
HK$134,980
+HK$7,742/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$254,476/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,198
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$136,770
−HK$3,624/mo
Today · 4.125%
HK$140,394
baseline
▲ 0.50% · 4.625%
HK$147,794
+HK$7,400/mo
Deposit HK$11.25M · loan HK$26.25M · min. income ≈ HK$280,788/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,938
−HK$9,653/mo
▼ 0.25% · 3.875%
HK$158,726
−HK$4,865/mo
Today · 4.125%
HK$163,591
baseline
▲ 0.50% · 4.625%
HK$173,545
+HK$9,954/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$327,182/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,254
−HK$9,253/mo
▼ 0.25% · 3.875%
HK$175,847
−HK$4,660/mo
Today · 4.125%
HK$180,507
baseline
▲ 0.50% · 4.625%
HK$190,021
+HK$9,514/mo
Deposit HK$3.75M · loan HK$33.75M · min. income ≈ HK$361,014/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,593,963 · Scale 2, in force from 26 Feb 2026)