LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,527
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,187
−HK$2,703/mo
Today · 4.125%
HK$90,890
baseline
▲ 0.50% · 4.625%
HK$96,421
+HK$5,531/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$181,780/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,148
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,700
−HK$2,589/mo
Today · 4.125%
HK$100,289
baseline
▲ 0.50% · 4.625%
HK$105,575
+HK$5,286/mo
Deposit HK$18.75M · loan HK$18.75M · min. income ≈ HK$200,578/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,633
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,825
−HK$3,243/mo
Today · 4.125%
HK$109,068
baseline
▲ 0.50% · 4.625%
HK$115,705
+HK$6,637/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$218,136/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,178
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,240
−HK$3,106/mo
Today · 4.125%
HK$120,346
baseline
▲ 0.50% · 4.625%
HK$126,690
+HK$6,344/mo
Deposit HK$15.00M · loan HK$22.50M · min. income ≈ HK$240,692/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,738
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,462
−HK$3,785/mo
Today · 4.125%
HK$127,247
baseline
▲ 0.50% · 4.625%
HK$134,989
+HK$7,742/mo
Deposit HK$11.25M · loan HK$26.26M · min. income ≈ HK$254,494/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,207
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,780
−HK$3,624/mo
Today · 4.125%
HK$140,404
baseline
▲ 0.50% · 4.625%
HK$147,805
+HK$7,401/mo
Deposit HK$11.25M · loan HK$26.26M · min. income ≈ HK$280,808/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,949
−HK$9,654/mo
▼ 0.25% · 3.875%
HK$158,737
−HK$4,866/mo
Today · 4.125%
HK$163,603
baseline
▲ 0.50% · 4.625%
HK$173,558
+HK$9,955/mo
Deposit HK$3.75M · loan HK$33.76M · min. income ≈ HK$327,206/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,266
−HK$9,253/mo
▼ 0.25% · 3.875%
HK$175,860
−HK$4,659/mo
Today · 4.125%
HK$180,519
baseline
▲ 0.50% · 4.625%
HK$190,035
+HK$9,516/mo
Deposit HK$3.75M · loan HK$33.76M · min. income ≈ HK$361,038/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$1,594,076 · Scale 2, in force from 26 Feb 2026)