LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,536
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,197
−HK$2,703/mo
Today · 4.125%
HK$90,900
baseline
▲ 0.50% · 4.625%
HK$96,431
+HK$5,531/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$181,800/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,158
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,710
−HK$2,589/mo
Today · 4.125%
HK$100,299
baseline
▲ 0.50% · 4.625%
HK$105,586
+HK$5,287/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$200,598/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,643
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,836
−HK$3,244/mo
Today · 4.125%
HK$109,080
baseline
▲ 0.50% · 4.625%
HK$115,717
+HK$6,637/mo
Deposit HK$15.00M · loan HK$22.51M · min. income ≈ HK$218,160/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,189
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,252
−HK$3,107/mo
Today · 4.125%
HK$120,359
baseline
▲ 0.50% · 4.625%
HK$126,703
+HK$6,344/mo
Deposit HK$15.00M · loan HK$22.51M · min. income ≈ HK$240,718/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,750
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,475
−HK$3,785/mo
Today · 4.125%
HK$127,260
baseline
▲ 0.50% · 4.625%
HK$135,003
+HK$7,743/mo
Deposit HK$11.25M · loan HK$26.26M · min. income ≈ HK$254,520/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,221
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$136,794
−HK$3,625/mo
Today · 4.125%
HK$140,419
baseline
▲ 0.50% · 4.625%
HK$147,820
+HK$7,401/mo
Deposit HK$11.25M · loan HK$26.26M · min. income ≈ HK$280,838/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,965
−HK$9,655/mo
▼ 0.25% · 3.875%
HK$158,754
−HK$4,866/mo
Today · 4.125%
HK$163,620
baseline
▲ 0.50% · 4.625%
HK$173,575
+HK$9,955/mo
Deposit HK$3.75M · loan HK$33.76M · min. income ≈ HK$327,240/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,284
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$175,878
−HK$4,660/mo
Today · 4.125%
HK$180,538
baseline
▲ 0.50% · 4.625%
HK$190,055
+HK$9,517/mo
Deposit HK$3.75M · loan HK$33.76M · min. income ≈ HK$361,076/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,241 · Scale 2, in force from 26 Feb 2026)