LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,555
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,217
−HK$2,704/mo
Today · 4.125%
HK$90,921
baseline
▲ 0.50% · 4.625%
HK$96,453
+HK$5,532/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$181,842/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,180
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,732
−HK$2,590/mo
Today · 4.125%
HK$100,322
baseline
▲ 0.50% · 4.625%
HK$105,610
+HK$5,288/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$200,644/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,667
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,860
−HK$3,245/mo
Today · 4.125%
HK$109,105
baseline
▲ 0.50% · 4.625%
HK$115,743
+HK$6,638/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$218,210/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,215
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$117,279
−HK$3,107/mo
Today · 4.125%
HK$120,386
baseline
▲ 0.50% · 4.625%
HK$126,732
+HK$6,346/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$240,772/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,778
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,503
−HK$3,786/mo
Today · 4.125%
HK$127,289
baseline
▲ 0.50% · 4.625%
HK$135,034
+HK$7,745/mo
Deposit HK$11.26M · loan HK$26.26M · min. income ≈ HK$254,578/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,251
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,825
−HK$3,626/mo
Today · 4.125%
HK$140,451
baseline
▲ 0.50% · 4.625%
HK$147,854
+HK$7,403/mo
Deposit HK$11.26M · loan HK$26.26M · min. income ≈ HK$280,902/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,000
−HK$9,657/mo
▼ 0.25% · 3.875%
HK$158,790
−HK$4,867/mo
Today · 4.125%
HK$163,657
baseline
▲ 0.50% · 4.625%
HK$173,615
+HK$9,958/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$327,314/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,323
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$175,918
−HK$4,661/mo
Today · 4.125%
HK$180,579
baseline
▲ 0.50% · 4.625%
HK$190,098
+HK$9,519/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$361,158/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,604 · Scale 2, in force from 26 Feb 2026)