LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,559
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,220
−HK$2,704/mo
Today · 4.125%
HK$90,924
baseline
▲ 0.50% · 4.625%
HK$96,456
+HK$5,532/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$181,848/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,183
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,736
−HK$2,589/mo
Today · 4.125%
HK$100,325
baseline
▲ 0.50% · 4.625%
HK$105,614
+HK$5,289/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$200,650/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,670
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$105,864
−HK$3,245/mo
Today · 4.125%
HK$109,109
baseline
▲ 0.50% · 4.625%
HK$115,748
+HK$6,639/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$218,218/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,220
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,283
−HK$3,107/mo
Today · 4.125%
HK$120,390
baseline
▲ 0.50% · 4.625%
HK$126,736
+HK$6,346/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$240,780/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,782
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,508
−HK$3,785/mo
Today · 4.125%
HK$127,293
baseline
▲ 0.50% · 4.625%
HK$135,039
+HK$7,746/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$254,586/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,256
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,830
−HK$3,626/mo
Today · 4.125%
HK$140,456
baseline
▲ 0.50% · 4.625%
HK$147,859
+HK$7,403/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$280,912/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,005
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$158,796
−HK$4,867/mo
Today · 4.125%
HK$163,663
baseline
▲ 0.50% · 4.625%
HK$173,621
+HK$9,958/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$327,326/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,329
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$175,924
−HK$4,662/mo
Today · 4.125%
HK$180,586
baseline
▲ 0.50% · 4.625%
HK$190,105
+HK$9,519/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$361,172/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,662 · Scale 2, in force from 26 Feb 2026)