LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,562
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,223
−HK$2,705/mo
Today · 4.125%
HK$90,928
baseline
▲ 0.50% · 4.625%
HK$96,460
+HK$5,532/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$181,856/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,187
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,740
−HK$2,590/mo
Today · 4.125%
HK$100,330
baseline
▲ 0.50% · 4.625%
HK$105,618
+HK$5,288/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$200,660/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,674
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$105,868
−HK$3,245/mo
Today · 4.125%
HK$109,113
baseline
▲ 0.50% · 4.625%
HK$115,752
+HK$6,639/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$218,226/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,224
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$117,288
−HK$3,107/mo
Today · 4.125%
HK$120,395
baseline
▲ 0.50% · 4.625%
HK$126,742
+HK$6,347/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$240,790/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,787
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,513
−HK$3,786/mo
Today · 4.125%
HK$127,299
baseline
▲ 0.50% · 4.625%
HK$135,044
+HK$7,745/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$254,598/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,262
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,836
−HK$3,625/mo
Today · 4.125%
HK$140,461
baseline
▲ 0.50% · 4.625%
HK$147,865
+HK$7,404/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$280,922/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,012
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$158,802
−HK$4,868/mo
Today · 4.125%
HK$163,670
baseline
▲ 0.50% · 4.625%
HK$173,628
+HK$9,958/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$327,340/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,336
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$175,932
−HK$4,661/mo
Today · 4.125%
HK$180,593
baseline
▲ 0.50% · 4.625%
HK$190,112
+HK$9,519/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$361,186/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,727 · Scale 2, in force from 26 Feb 2026)