LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,563
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,225
−HK$2,704/mo
Today · 4.125%
HK$90,929
baseline
▲ 0.50% · 4.625%
HK$96,462
+HK$5,533/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$181,858/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,188
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,741
−HK$2,590/mo
Today · 4.125%
HK$100,331
baseline
▲ 0.50% · 4.625%
HK$105,620
+HK$5,289/mo
Deposit HK$18.76M · loan HK$18.76M · min. income ≈ HK$200,662/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,676
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$105,870
−HK$3,245/mo
Today · 4.125%
HK$109,115
baseline
▲ 0.50% · 4.625%
HK$115,754
+HK$6,639/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$218,230/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,226
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$117,290
−HK$3,107/mo
Today · 4.125%
HK$120,397
baseline
▲ 0.50% · 4.625%
HK$126,744
+HK$6,347/mo
Deposit HK$15.01M · loan HK$22.51M · min. income ≈ HK$240,794/mo (50% DSR)
Upfront cash ≈ HK$16.60M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,789
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,515
−HK$3,786/mo
Today · 4.125%
HK$127,301
baseline
▲ 0.50% · 4.625%
HK$135,046
+HK$7,745/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$254,602/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,264
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,838
−HK$3,626/mo
Today · 4.125%
HK$140,464
baseline
▲ 0.50% · 4.625%
HK$147,868
+HK$7,404/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$280,928/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,014
−HK$9,658/mo
▼ 0.25% · 3.875%
HK$158,805
−HK$4,867/mo
Today · 4.125%
HK$163,672
baseline
▲ 0.50% · 4.625%
HK$173,631
+HK$9,959/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$327,344/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,339
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$175,934
−HK$4,662/mo
Today · 4.125%
HK$180,596
baseline
▲ 0.50% · 4.625%
HK$190,116
+HK$9,520/mo
Deposit HK$3.75M · loan HK$33.77M · min. income ≈ HK$361,192/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,594,752 · Scale 2, in force from 26 Feb 2026)