LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,579
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,241
−HK$2,705/mo
Today · 4.125%
HK$90,946
baseline
▲ 0.50% · 4.625%
HK$96,479
+HK$5,533/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$181,892/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,206
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,759
−HK$2,590/mo
Today · 4.125%
HK$100,349
baseline
▲ 0.50% · 4.625%
HK$105,639
+HK$5,290/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$200,698/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,695
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,889
−HK$3,246/mo
Today · 4.125%
HK$109,135
baseline
▲ 0.50% · 4.625%
HK$115,775
+HK$6,640/mo
Deposit HK$15.01M · loan HK$22.52M · min. income ≈ HK$218,270/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,247
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,311
−HK$3,108/mo
Today · 4.125%
HK$120,419
baseline
▲ 0.50% · 4.625%
HK$126,767
+HK$6,348/mo
Deposit HK$15.01M · loan HK$22.52M · min. income ≈ HK$240,838/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,811
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$123,537
−HK$3,787/mo
Today · 4.125%
HK$127,324
baseline
▲ 0.50% · 4.625%
HK$135,071
+HK$7,747/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$254,648/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,288
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$136,863
−HK$3,626/mo
Today · 4.125%
HK$140,489
baseline
▲ 0.50% · 4.625%
HK$147,895
+HK$7,406/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$280,978/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,042
−HK$9,660/mo
▼ 0.25% · 3.875%
HK$158,834
−HK$4,868/mo
Today · 4.125%
HK$163,702
baseline
▲ 0.50% · 4.625%
HK$173,663
+HK$9,961/mo
Deposit HK$3.75M · loan HK$33.78M · min. income ≈ HK$327,404/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,370
−HK$9,259/mo
▼ 0.25% · 3.875%
HK$175,967
−HK$4,662/mo
Today · 4.125%
HK$180,629
baseline
▲ 0.50% · 4.625%
HK$190,150
+HK$9,521/mo
Deposit HK$3.75M · loan HK$33.78M · min. income ≈ HK$361,258/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,044 · Scale 2, in force from 26 Feb 2026)