LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,584
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,246
−HK$2,705/mo
Today · 4.125%
HK$90,951
baseline
▲ 0.50% · 4.625%
HK$96,485
+HK$5,534/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$181,902/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,211
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,765
−HK$2,590/mo
Today · 4.125%
HK$100,355
baseline
▲ 0.50% · 4.625%
HK$105,645
+HK$5,290/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$200,710/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,701
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,895
−HK$3,246/mo
Today · 4.125%
HK$109,141
baseline
▲ 0.50% · 4.625%
HK$115,782
+HK$6,641/mo
Deposit HK$15.01M · loan HK$22.52M · min. income ≈ HK$218,282/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,254
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,318
−HK$3,109/mo
Today · 4.125%
HK$120,427
baseline
▲ 0.50% · 4.625%
HK$126,774
+HK$6,347/mo
Deposit HK$15.01M · loan HK$22.52M · min. income ≈ HK$240,854/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,818
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$123,545
−HK$3,786/mo
Today · 4.125%
HK$127,331
baseline
▲ 0.50% · 4.625%
HK$135,079
+HK$7,748/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$254,662/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,296
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$136,871
−HK$3,627/mo
Today · 4.125%
HK$140,498
baseline
▲ 0.50% · 4.625%
HK$147,903
+HK$7,405/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$280,996/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,051
−HK$9,661/mo
▼ 0.25% · 3.875%
HK$158,843
−HK$4,869/mo
Today · 4.125%
HK$163,712
baseline
▲ 0.50% · 4.625%
HK$173,673
+HK$9,961/mo
Deposit HK$3.75M · loan HK$33.78M · min. income ≈ HK$327,424/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,381
−HK$9,259/mo
▼ 0.25% · 3.875%
HK$175,977
−HK$4,663/mo
Today · 4.125%
HK$180,640
baseline
▲ 0.50% · 4.625%
HK$190,162
+HK$9,522/mo
Deposit HK$3.75M · loan HK$33.78M · min. income ≈ HK$361,280/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,139 · Scale 2, in force from 26 Feb 2026)