LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,585
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,248
−HK$2,704/mo
Today · 4.125%
HK$90,952
baseline
▲ 0.50% · 4.625%
HK$96,487
+HK$5,535/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$181,904/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,213
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,766
−HK$2,591/mo
Today · 4.125%
HK$100,357
baseline
▲ 0.50% · 4.625%
HK$105,647
+HK$5,290/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$200,714/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,702
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$105,897
−HK$3,246/mo
Today · 4.125%
HK$109,143
baseline
▲ 0.50% · 4.625%
HK$115,784
+HK$6,641/mo
Deposit HK$15.01M · loan HK$22.52M · min. income ≈ HK$218,286/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,255
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,320
−HK$3,108/mo
Today · 4.125%
HK$120,428
baseline
▲ 0.50% · 4.625%
HK$126,776
+HK$6,348/mo
Deposit HK$15.01M · loan HK$22.52M · min. income ≈ HK$240,856/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,820
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$123,547
−HK$3,786/mo
Today · 4.125%
HK$127,333
baseline
▲ 0.50% · 4.625%
HK$135,081
+HK$7,748/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$254,666/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,298
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$136,873
−HK$3,627/mo
Today · 4.125%
HK$140,500
baseline
▲ 0.50% · 4.625%
HK$147,906
+HK$7,406/mo
Deposit HK$11.26M · loan HK$26.27M · min. income ≈ HK$281,000/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,054
−HK$9,660/mo
▼ 0.25% · 3.875%
HK$158,846
−HK$4,868/mo
Today · 4.125%
HK$163,714
baseline
▲ 0.50% · 4.625%
HK$173,676
+HK$9,962/mo
Deposit HK$3.75M · loan HK$33.78M · min. income ≈ HK$327,428/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,383
−HK$9,260/mo
▼ 0.25% · 3.875%
HK$175,980
−HK$4,663/mo
Today · 4.125%
HK$180,643
baseline
▲ 0.50% · 4.625%
HK$190,164
+HK$9,521/mo
Deposit HK$3.75M · loan HK$33.78M · min. income ≈ HK$361,286/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,163 · Scale 2, in force from 26 Feb 2026)