LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,612
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$88,275
−HK$2,705/mo
Today · 4.125%
HK$90,980
baseline
▲ 0.50% · 4.625%
HK$96,516
+HK$5,536/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$181,960/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,242
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,796
−HK$2,592/mo
Today · 4.125%
HK$100,388
baseline
▲ 0.50% · 4.625%
HK$105,679
+HK$5,291/mo
Deposit HK$18.77M · loan HK$18.77M · min. income ≈ HK$200,776/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,734
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$105,930
−HK$3,246/mo
Today · 4.125%
HK$109,176
baseline
▲ 0.50% · 4.625%
HK$115,819
+HK$6,643/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$218,352/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,290
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$117,356
−HK$3,109/mo
Today · 4.125%
HK$120,465
baseline
▲ 0.50% · 4.625%
HK$126,815
+HK$6,350/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$240,930/mo (50% DSR)
Upfront cash ≈ HK$16.61M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,856
−HK$7,516/mo
▼ 0.25% · 3.875%
HK$123,584
−HK$3,788/mo
Today · 4.125%
HK$127,372
baseline
▲ 0.50% · 4.625%
HK$135,123
+HK$7,751/mo
Deposit HK$11.26M · loan HK$26.28M · min. income ≈ HK$254,744/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,339
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$136,915
−HK$3,628/mo
Today · 4.125%
HK$140,543
baseline
▲ 0.50% · 4.625%
HK$147,951
+HK$7,408/mo
Deposit HK$11.26M · loan HK$26.28M · min. income ≈ HK$281,086/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,101
−HK$9,663/mo
▼ 0.25% · 3.875%
HK$158,894
−HK$4,870/mo
Today · 4.125%
HK$163,764
baseline
▲ 0.50% · 4.625%
HK$173,729
+HK$9,965/mo
Deposit HK$3.75M · loan HK$33.79M · min. income ≈ HK$327,528/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,436
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$176,033
−HK$4,665/mo
Today · 4.125%
HK$180,698
baseline
▲ 0.50% · 4.625%
HK$190,223
+HK$9,525/mo
Deposit HK$3.75M · loan HK$33.79M · min. income ≈ HK$361,396/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,651 · Scale 2, in force from 26 Feb 2026)