LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,625
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,288
−HK$2,706/mo
Today · 4.125%
HK$90,994
baseline
▲ 0.50% · 4.625%
HK$96,531
+HK$5,537/mo
Deposit HK$18.78M · loan HK$18.78M · min. income ≈ HK$181,988/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,256
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,811
−HK$2,592/mo
Today · 4.125%
HK$100,403
baseline
▲ 0.50% · 4.625%
HK$105,695
+HK$5,292/mo
Deposit HK$18.78M · loan HK$18.78M · min. income ≈ HK$200,806/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,749
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$105,946
−HK$3,247/mo
Today · 4.125%
HK$109,193
baseline
▲ 0.50% · 4.625%
HK$115,837
+HK$6,644/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$218,386/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,308
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$117,373
−HK$3,110/mo
Today · 4.125%
HK$120,483
baseline
▲ 0.50% · 4.625%
HK$126,834
+HK$6,351/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$240,966/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,874
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,603
−HK$3,789/mo
Today · 4.125%
HK$127,392
baseline
▲ 0.50% · 4.625%
HK$135,143
+HK$7,751/mo
Deposit HK$11.27M · loan HK$26.29M · min. income ≈ HK$254,784/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,359
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,936
−HK$3,628/mo
Today · 4.125%
HK$140,564
baseline
▲ 0.50% · 4.625%
HK$147,973
+HK$7,409/mo
Deposit HK$11.27M · loan HK$26.29M · min. income ≈ HK$281,128/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,124
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$158,918
−HK$4,871/mo
Today · 4.125%
HK$163,789
baseline
▲ 0.50% · 4.625%
HK$173,755
+HK$9,966/mo
Deposit HK$3.76M · loan HK$33.80M · min. income ≈ HK$327,578/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,462
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$176,060
−HK$4,665/mo
Today · 4.125%
HK$180,725
baseline
▲ 0.50% · 4.625%
HK$190,251
+HK$9,526/mo
Deposit HK$3.76M · loan HK$33.80M · min. income ≈ HK$361,450/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,893 · Scale 2, in force from 26 Feb 2026)