LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,626
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,289
−HK$2,706/mo
Today · 4.125%
HK$90,995
baseline
▲ 0.50% · 4.625%
HK$96,532
+HK$5,537/mo
Deposit HK$18.78M · loan HK$18.78M · min. income ≈ HK$181,990/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,258
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,813
−HK$2,591/mo
Today · 4.125%
HK$100,404
baseline
▲ 0.50% · 4.625%
HK$105,697
+HK$5,293/mo
Deposit HK$18.78M · loan HK$18.78M · min. income ≈ HK$200,808/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,751
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$105,947
−HK$3,247/mo
Today · 4.125%
HK$109,194
baseline
▲ 0.50% · 4.625%
HK$115,839
+HK$6,645/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$218,388/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,310
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$117,375
−HK$3,110/mo
Today · 4.125%
HK$120,485
baseline
▲ 0.50% · 4.625%
HK$126,836
+HK$6,351/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$240,970/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,876
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,605
−HK$3,789/mo
Today · 4.125%
HK$127,394
baseline
▲ 0.50% · 4.625%
HK$135,145
+HK$7,751/mo
Deposit HK$11.27M · loan HK$26.29M · min. income ≈ HK$254,788/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,361
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,938
−HK$3,628/mo
Today · 4.125%
HK$140,566
baseline
▲ 0.50% · 4.625%
HK$147,976
+HK$7,410/mo
Deposit HK$11.27M · loan HK$26.29M · min. income ≈ HK$281,132/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,127
−HK$9,665/mo
▼ 0.25% · 3.875%
HK$158,921
−HK$4,871/mo
Today · 4.125%
HK$163,792
baseline
▲ 0.50% · 4.625%
HK$173,758
+HK$9,966/mo
Deposit HK$3.76M · loan HK$33.80M · min. income ≈ HK$327,584/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,464
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$176,063
−HK$4,665/mo
Today · 4.125%
HK$180,728
baseline
▲ 0.50% · 4.625%
HK$190,254
+HK$9,526/mo
Deposit HK$3.76M · loan HK$33.80M · min. income ≈ HK$361,456/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,918 · Scale 2, in force from 26 Feb 2026)