LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,628
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,291
−HK$2,707/mo
Today · 4.125%
HK$90,998
baseline
▲ 0.50% · 4.625%
HK$96,535
+HK$5,537/mo
Deposit HK$18.78M · loan HK$18.78M · min. income ≈ HK$181,996/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,260
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,815
−HK$2,592/mo
Today · 4.125%
HK$100,407
baseline
▲ 0.50% · 4.625%
HK$105,699
+HK$5,292/mo
Deposit HK$18.78M · loan HK$18.78M · min. income ≈ HK$200,814/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,753
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$105,950
−HK$3,247/mo
Today · 4.125%
HK$109,197
baseline
▲ 0.50% · 4.625%
HK$115,841
+HK$6,644/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$218,394/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,312
−HK$6,176/mo
▼ 0.25% · 3.875%
HK$117,378
−HK$3,110/mo
Today · 4.125%
HK$120,488
baseline
▲ 0.50% · 4.625%
HK$126,839
+HK$6,351/mo
Deposit HK$15.02M · loan HK$22.53M · min. income ≈ HK$240,976/mo (50% DSR)
Upfront cash ≈ HK$16.62M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,879
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,608
−HK$3,789/mo
Today · 4.125%
HK$127,397
baseline
▲ 0.50% · 4.625%
HK$135,148
+HK$7,751/mo
Deposit HK$11.27M · loan HK$26.29M · min. income ≈ HK$254,794/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,364
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,941
−HK$3,629/mo
Today · 4.125%
HK$140,570
baseline
▲ 0.50% · 4.625%
HK$147,979
+HK$7,409/mo
Deposit HK$11.27M · loan HK$26.29M · min. income ≈ HK$281,140/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,130
−HK$9,666/mo
▼ 0.25% · 3.875%
HK$158,925
−HK$4,871/mo
Today · 4.125%
HK$163,796
baseline
▲ 0.50% · 4.625%
HK$173,762
+HK$9,966/mo
Deposit HK$3.76M · loan HK$33.80M · min. income ≈ HK$327,592/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,468
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$176,067
−HK$4,665/mo
Today · 4.125%
HK$180,732
baseline
▲ 0.50% · 4.625%
HK$190,259
+HK$9,527/mo
Deposit HK$3.76M · loan HK$33.80M · min. income ≈ HK$361,464/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,595,955 · Scale 2, in force from 26 Feb 2026)