LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,677
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,343
−HK$2,707/mo
Today · 4.125%
HK$91,050
baseline
▲ 0.50% · 4.625%
HK$96,590
+HK$5,540/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$182,100/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,315
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,872
−HK$2,593/mo
Today · 4.125%
HK$100,465
baseline
▲ 0.50% · 4.625%
HK$105,761
+HK$5,296/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$200,930/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,813
−HK$6,447/mo
▼ 0.25% · 3.875%
HK$106,011
−HK$3,249/mo
Today · 4.125%
HK$109,260
baseline
▲ 0.50% · 4.625%
HK$115,908
+HK$6,648/mo
Deposit HK$15.03M · loan HK$22.54M · min. income ≈ HK$218,520/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,378
−HK$6,180/mo
▼ 0.25% · 3.875%
HK$117,446
−HK$3,112/mo
Today · 4.125%
HK$120,558
baseline
▲ 0.50% · 4.625%
HK$126,913
+HK$6,355/mo
Deposit HK$15.03M · loan HK$22.54M · min. income ≈ HK$241,116/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,948
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,680
−HK$3,790/mo
Today · 4.125%
HK$127,470
baseline
▲ 0.50% · 4.625%
HK$135,227
+HK$7,757/mo
Deposit HK$11.27M · loan HK$26.30M · min. income ≈ HK$254,940/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,441
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$137,020
−HK$3,631/mo
Today · 4.125%
HK$140,651
baseline
▲ 0.50% · 4.625%
HK$148,065
+HK$7,414/mo
Deposit HK$11.27M · loan HK$26.30M · min. income ≈ HK$281,302/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,219
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$159,017
−HK$4,873/mo
Today · 4.125%
HK$163,890
baseline
▲ 0.50% · 4.625%
HK$173,863
+HK$9,973/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$327,780/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,568
−HK$9,269/mo
▼ 0.25% · 3.875%
HK$176,169
−HK$4,668/mo
Today · 4.125%
HK$180,837
baseline
▲ 0.50% · 4.625%
HK$190,369
+HK$9,532/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$361,674/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,596,878 · Scale 2, in force from 26 Feb 2026)