LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,678
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,343
−HK$2,708/mo
Today · 4.125%
HK$91,051
baseline
▲ 0.50% · 4.625%
HK$96,591
+HK$5,540/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$182,102/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,316
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,873
−HK$2,593/mo
Today · 4.125%
HK$100,466
baseline
▲ 0.50% · 4.625%
HK$105,762
+HK$5,296/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$200,932/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,814
−HK$6,447/mo
▼ 0.25% · 3.875%
HK$106,012
−HK$3,249/mo
Today · 4.125%
HK$109,261
baseline
▲ 0.50% · 4.625%
HK$115,910
+HK$6,649/mo
Deposit HK$15.03M · loan HK$22.54M · min. income ≈ HK$218,522/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,380
−HK$6,179/mo
▼ 0.25% · 3.875%
HK$117,447
−HK$3,112/mo
Today · 4.125%
HK$120,559
baseline
▲ 0.50% · 4.625%
HK$126,914
+HK$6,355/mo
Deposit HK$15.03M · loan HK$22.54M · min. income ≈ HK$241,118/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,950
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,681
−HK$3,791/mo
Today · 4.125%
HK$127,472
baseline
▲ 0.50% · 4.625%
HK$135,228
+HK$7,756/mo
Deposit HK$11.27M · loan HK$26.30M · min. income ≈ HK$254,944/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,443
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$137,022
−HK$3,630/mo
Today · 4.125%
HK$140,652
baseline
▲ 0.50% · 4.625%
HK$148,066
+HK$7,414/mo
Deposit HK$11.27M · loan HK$26.30M · min. income ≈ HK$281,304/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,221
−HK$9,671/mo
▼ 0.25% · 3.875%
HK$159,018
−HK$4,874/mo
Today · 4.125%
HK$163,892
baseline
▲ 0.50% · 4.625%
HK$173,864
+HK$9,972/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$327,784/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,569
−HK$9,270/mo
▼ 0.25% · 3.875%
HK$176,171
−HK$4,668/mo
Today · 4.125%
HK$180,839
baseline
▲ 0.50% · 4.625%
HK$190,371
+HK$9,532/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$361,678/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$1,596,895 · Scale 2, in force from 26 Feb 2026)