LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,692
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,357
−HK$2,708/mo
Today · 4.125%
HK$91,065
baseline
▲ 0.50% · 4.625%
HK$96,607
+HK$5,542/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$182,130/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,331
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,888
−HK$2,594/mo
Today · 4.125%
HK$100,482
baseline
▲ 0.50% · 4.625%
HK$105,778
+HK$5,296/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$200,964/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,830
−HK$6,448/mo
▼ 0.25% · 3.875%
HK$106,029
−HK$3,249/mo
Today · 4.125%
HK$109,278
baseline
▲ 0.50% · 4.625%
HK$115,928
+HK$6,650/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$218,556/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,397
−HK$6,181/mo
▼ 0.25% · 3.875%
HK$117,466
−HK$3,112/mo
Today · 4.125%
HK$120,578
baseline
▲ 0.50% · 4.625%
HK$126,934
+HK$6,356/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$241,156/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,968
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,700
−HK$3,792/mo
Today · 4.125%
HK$127,492
baseline
▲ 0.50% · 4.625%
HK$135,249
+HK$7,757/mo
Deposit HK$11.27M · loan HK$26.31M · min. income ≈ HK$254,984/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,464
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$137,043
−HK$3,631/mo
Today · 4.125%
HK$140,674
baseline
▲ 0.50% · 4.625%
HK$148,089
+HK$7,415/mo
Deposit HK$11.27M · loan HK$26.31M · min. income ≈ HK$281,348/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,245
−HK$9,673/mo
▼ 0.25% · 3.875%
HK$159,043
−HK$4,875/mo
Today · 4.125%
HK$163,918
baseline
▲ 0.50% · 4.625%
HK$173,892
+HK$9,974/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$327,836/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,596
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$176,198
−HK$4,669/mo
Today · 4.125%
HK$180,867
baseline
▲ 0.50% · 4.625%
HK$190,401
+HK$9,534/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$361,734/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,145 · Scale 2, in force from 26 Feb 2026)