LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,694
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,359
−HK$2,708/mo
Today · 4.125%
HK$91,067
baseline
▲ 0.50% · 4.625%
HK$96,609
+HK$5,542/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$182,134/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,333
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,890
−HK$2,594/mo
Today · 4.125%
HK$100,484
baseline
▲ 0.50% · 4.625%
HK$105,780
+HK$5,296/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$200,968/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,832
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$106,031
−HK$3,250/mo
Today · 4.125%
HK$109,281
baseline
▲ 0.50% · 4.625%
HK$115,930
+HK$6,649/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$218,562/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,400
−HK$6,181/mo
▼ 0.25% · 3.875%
HK$117,468
−HK$3,113/mo
Today · 4.125%
HK$120,581
baseline
▲ 0.50% · 4.625%
HK$126,937
+HK$6,356/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$241,162/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,971
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$123,703
−HK$3,791/mo
Today · 4.125%
HK$127,494
baseline
▲ 0.50% · 4.625%
HK$135,252
+HK$7,758/mo
Deposit HK$11.27M · loan HK$26.31M · min. income ≈ HK$254,988/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,467
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$137,046
−HK$3,631/mo
Today · 4.125%
HK$140,677
baseline
▲ 0.50% · 4.625%
HK$148,093
+HK$7,416/mo
Deposit HK$11.27M · loan HK$26.31M · min. income ≈ HK$281,354/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,248
−HK$9,673/mo
▼ 0.25% · 3.875%
HK$159,046
−HK$4,875/mo
Today · 4.125%
HK$163,921
baseline
▲ 0.50% · 4.625%
HK$173,895
+HK$9,974/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$327,842/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,600
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$176,202
−HK$4,669/mo
Today · 4.125%
HK$180,871
baseline
▲ 0.50% · 4.625%
HK$190,405
+HK$9,534/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$361,742/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,179 · Scale 2, in force from 26 Feb 2026)