LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,699
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,364
−HK$2,709/mo
Today · 4.125%
HK$91,073
baseline
▲ 0.50% · 4.625%
HK$96,614
+HK$5,541/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$182,146/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,339
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,896
−HK$2,594/mo
Today · 4.125%
HK$100,490
baseline
▲ 0.50% · 4.625%
HK$105,787
+HK$5,297/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$200,980/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,838
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$106,037
−HK$3,250/mo
Today · 4.125%
HK$109,287
baseline
▲ 0.50% · 4.625%
HK$115,937
+HK$6,650/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$218,574/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,407
−HK$6,181/mo
▼ 0.25% · 3.875%
HK$117,475
−HK$3,113/mo
Today · 4.125%
HK$120,588
baseline
▲ 0.50% · 4.625%
HK$126,944
+HK$6,356/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$241,176/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,978
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,710
−HK$3,792/mo
Today · 4.125%
HK$127,502
baseline
▲ 0.50% · 4.625%
HK$135,260
+HK$7,758/mo
Deposit HK$11.27M · loan HK$26.31M · min. income ≈ HK$255,004/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,474
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,054
−HK$3,631/mo
Today · 4.125%
HK$140,685
baseline
▲ 0.50% · 4.625%
HK$148,101
+HK$7,416/mo
Deposit HK$11.27M · loan HK$26.31M · min. income ≈ HK$281,370/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,257
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$159,056
−HK$4,875/mo
Today · 4.125%
HK$163,931
baseline
▲ 0.50% · 4.625%
HK$173,905
+HK$9,974/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$327,862/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,610
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$176,212
−HK$4,669/mo
Today · 4.125%
HK$180,881
baseline
▲ 0.50% · 4.625%
HK$190,416
+HK$9,535/mo
Deposit HK$3.76M · loan HK$33.82M · min. income ≈ HK$361,762/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,272 · Scale 2, in force from 26 Feb 2026)