LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,702
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,368
−HK$2,709/mo
Today · 4.125%
HK$91,077
baseline
▲ 0.50% · 4.625%
HK$96,618
+HK$5,541/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$182,154/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,343
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,900
−HK$2,594/mo
Today · 4.125%
HK$100,494
baseline
▲ 0.50% · 4.625%
HK$105,791
+HK$5,297/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$200,988/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,843
−HK$6,449/mo
▼ 0.25% · 3.875%
HK$106,042
−HK$3,250/mo
Today · 4.125%
HK$109,292
baseline
▲ 0.50% · 4.625%
HK$115,942
+HK$6,650/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$218,584/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,411
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$117,480
−HK$3,113/mo
Today · 4.125%
HK$120,593
baseline
▲ 0.50% · 4.625%
HK$126,949
+HK$6,356/mo
Deposit HK$15.03M · loan HK$22.55M · min. income ≈ HK$241,186/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,983
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,715
−HK$3,792/mo
Today · 4.125%
HK$127,507
baseline
▲ 0.50% · 4.625%
HK$135,266
+HK$7,759/mo
Deposit HK$11.28M · loan HK$26.31M · min. income ≈ HK$255,014/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,480
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$137,060
−HK$3,632/mo
Today · 4.125%
HK$140,692
baseline
▲ 0.50% · 4.625%
HK$148,108
+HK$7,416/mo
Deposit HK$11.28M · loan HK$26.31M · min. income ≈ HK$281,384/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,264
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$159,062
−HK$4,876/mo
Today · 4.125%
HK$163,938
baseline
▲ 0.50% · 4.625%
HK$173,913
+HK$9,975/mo
Deposit HK$3.76M · loan HK$33.83M · min. income ≈ HK$327,876/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,617
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$176,220
−HK$4,669/mo
Today · 4.125%
HK$180,889
baseline
▲ 0.50% · 4.625%
HK$190,424
+HK$9,535/mo
Deposit HK$3.76M · loan HK$33.83M · min. income ≈ HK$361,778/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,340 · Scale 2, in force from 26 Feb 2026)