LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,711
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,377
−HK$2,709/mo
Today · 4.125%
HK$91,086
baseline
▲ 0.50% · 4.625%
HK$96,628
+HK$5,542/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$182,172/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,352
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,910
−HK$2,594/mo
Today · 4.125%
HK$100,504
baseline
▲ 0.50% · 4.625%
HK$105,802
+HK$5,298/mo
Deposit HK$18.79M · loan HK$18.79M · min. income ≈ HK$201,008/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,853
−HK$6,450/mo
▼ 0.25% · 3.875%
HK$106,052
−HK$3,251/mo
Today · 4.125%
HK$109,303
baseline
▲ 0.50% · 4.625%
HK$115,954
+HK$6,651/mo
Deposit HK$15.04M · loan HK$22.55M · min. income ≈ HK$218,606/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,423
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$117,492
−HK$3,113/mo
Today · 4.125%
HK$120,605
baseline
▲ 0.50% · 4.625%
HK$126,962
+HK$6,357/mo
Deposit HK$15.04M · loan HK$22.55M · min. income ≈ HK$241,210/mo (50% DSR)
Upfront cash ≈ HK$16.63M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,995
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$123,728
−HK$3,792/mo
Today · 4.125%
HK$127,520
baseline
▲ 0.50% · 4.625%
HK$135,279
+HK$7,759/mo
Deposit HK$11.28M · loan HK$26.31M · min. income ≈ HK$255,040/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,493
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$137,074
−HK$3,632/mo
Today · 4.125%
HK$140,706
baseline
▲ 0.50% · 4.625%
HK$148,123
+HK$7,417/mo
Deposit HK$11.28M · loan HK$26.31M · min. income ≈ HK$281,412/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,280
−HK$9,674/mo
▼ 0.25% · 3.875%
HK$159,079
−HK$4,875/mo
Today · 4.125%
HK$163,954
baseline
▲ 0.50% · 4.625%
HK$173,930
+HK$9,976/mo
Deposit HK$3.76M · loan HK$33.83M · min. income ≈ HK$327,908/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,634
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$176,238
−HK$4,669/mo
Today · 4.125%
HK$180,907
baseline
▲ 0.50% · 4.625%
HK$190,443
+HK$9,536/mo
Deposit HK$3.76M · loan HK$33.83M · min. income ≈ HK$361,814/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,597,502 · Scale 2, in force from 26 Feb 2026)