LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,769
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,437
−HK$2,710/mo
Today · 4.125%
HK$91,147
baseline
▲ 0.50% · 4.625%
HK$96,693
+HK$5,546/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$182,294/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,417
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,976
−HK$2,596/mo
Today · 4.125%
HK$100,572
baseline
▲ 0.50% · 4.625%
HK$105,873
+HK$5,301/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$201,144/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,922
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$106,124
−HK$3,253/mo
Today · 4.125%
HK$109,377
baseline
▲ 0.50% · 4.625%
HK$116,032
+HK$6,655/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$218,754/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,500
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,571
−HK$3,115/mo
Today · 4.125%
HK$120,686
baseline
▲ 0.50% · 4.625%
HK$127,048
+HK$6,362/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$241,372/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,076
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$123,811
−HK$3,795/mo
Today · 4.125%
HK$127,606
baseline
▲ 0.50% · 4.625%
HK$135,371
+HK$7,765/mo
Deposit HK$11.28M · loan HK$26.33M · min. income ≈ HK$255,212/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,584
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,166
−HK$3,635/mo
Today · 4.125%
HK$140,801
baseline
▲ 0.50% · 4.625%
HK$148,222
+HK$7,421/mo
Deposit HK$11.28M · loan HK$26.33M · min. income ≈ HK$281,602/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,384
−HK$9,681/mo
▼ 0.25% · 3.875%
HK$159,186
−HK$4,879/mo
Today · 4.125%
HK$164,065
baseline
▲ 0.50% · 4.625%
HK$174,048
+HK$9,983/mo
Deposit HK$3.76M · loan HK$33.85M · min. income ≈ HK$328,130/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,750
−HK$9,279/mo
▼ 0.25% · 3.875%
HK$176,356
−HK$4,673/mo
Today · 4.125%
HK$181,029
baseline
▲ 0.50% · 4.625%
HK$190,572
+HK$9,543/mo
Deposit HK$3.76M · loan HK$33.85M · min. income ≈ HK$362,058/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,579 · Scale 2, in force from 26 Feb 2026)