LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,770
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$88,438
−HK$2,710/mo
Today · 4.125%
HK$91,148
baseline
▲ 0.50% · 4.625%
HK$96,694
+HK$5,546/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$182,296/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,418
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$97,977
−HK$2,596/mo
Today · 4.125%
HK$100,573
baseline
▲ 0.50% · 4.625%
HK$105,874
+HK$5,301/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$201,146/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,924
−HK$6,454/mo
▼ 0.25% · 3.875%
HK$106,125
−HK$3,253/mo
Today · 4.125%
HK$109,378
baseline
▲ 0.50% · 4.625%
HK$116,033
+HK$6,655/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$218,756/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,502
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,572
−HK$3,116/mo
Today · 4.125%
HK$120,688
baseline
▲ 0.50% · 4.625%
HK$127,049
+HK$6,361/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$241,376/mo (50% DSR)
Upfront cash ≈ HK$16.64M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,078
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$123,813
−HK$3,795/mo
Today · 4.125%
HK$127,608
baseline
▲ 0.50% · 4.625%
HK$135,372
+HK$7,764/mo
Deposit HK$11.28M · loan HK$26.33M · min. income ≈ HK$255,216/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,585
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,168
−HK$3,634/mo
Today · 4.125%
HK$140,802
baseline
▲ 0.50% · 4.625%
HK$148,224
+HK$7,422/mo
Deposit HK$11.28M · loan HK$26.33M · min. income ≈ HK$281,604/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,386
−HK$9,681/mo
▼ 0.25% · 3.875%
HK$159,188
−HK$4,879/mo
Today · 4.125%
HK$164,067
baseline
▲ 0.50% · 4.625%
HK$174,050
+HK$9,983/mo
Deposit HK$3.76M · loan HK$33.85M · min. income ≈ HK$328,134/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,752
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$176,359
−HK$4,673/mo
Today · 4.125%
HK$181,032
baseline
▲ 0.50% · 4.625%
HK$190,574
+HK$9,542/mo
Deposit HK$3.76M · loan HK$33.85M · min. income ≈ HK$362,064/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,599 · Scale 2, in force from 26 Feb 2026)