LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,777
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$88,446
−HK$2,710/mo
Today · 4.125%
HK$91,156
baseline
▲ 0.50% · 4.625%
HK$96,703
+HK$5,547/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$182,312/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,426
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$97,986
−HK$2,596/mo
Today · 4.125%
HK$100,582
baseline
▲ 0.50% · 4.625%
HK$105,884
+HK$5,302/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$201,164/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,933
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$106,135
−HK$3,253/mo
Today · 4.125%
HK$109,388
baseline
▲ 0.50% · 4.625%
HK$116,044
+HK$6,656/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$218,776/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,512
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,583
−HK$3,115/mo
Today · 4.125%
HK$120,698
baseline
▲ 0.50% · 4.625%
HK$127,061
+HK$6,363/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$241,396/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,088
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$123,824
−HK$3,795/mo
Today · 4.125%
HK$127,619
baseline
▲ 0.50% · 4.625%
HK$135,384
+HK$7,765/mo
Deposit HK$11.29M · loan HK$26.33M · min. income ≈ HK$255,238/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,597
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$137,180
−HK$3,635/mo
Today · 4.125%
HK$140,815
baseline
▲ 0.50% · 4.625%
HK$148,237
+HK$7,422/mo
Deposit HK$11.29M · loan HK$26.33M · min. income ≈ HK$281,630/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,399
−HK$9,682/mo
▼ 0.25% · 3.875%
HK$159,202
−HK$4,879/mo
Today · 4.125%
HK$164,081
baseline
▲ 0.50% · 4.625%
HK$174,065
+HK$9,984/mo
Deposit HK$3.76M · loan HK$33.86M · min. income ≈ HK$328,162/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,768
−HK$9,280/mo
▼ 0.25% · 3.875%
HK$176,374
−HK$4,674/mo
Today · 4.125%
HK$181,048
baseline
▲ 0.50% · 4.625%
HK$190,591
+HK$9,543/mo
Deposit HK$3.76M · loan HK$33.86M · min. income ≈ HK$362,096/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,741 · Scale 2, in force from 26 Feb 2026)