LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,784
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$88,452
−HK$2,711/mo
Today · 4.125%
HK$91,163
baseline
▲ 0.50% · 4.625%
HK$96,711
+HK$5,548/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$182,326/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,434
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$97,993
−HK$2,597/mo
Today · 4.125%
HK$100,590
baseline
▲ 0.50% · 4.625%
HK$105,892
+HK$5,302/mo
Deposit HK$18.81M · loan HK$18.81M · min. income ≈ HK$201,180/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,941
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$106,143
−HK$3,253/mo
Today · 4.125%
HK$109,396
baseline
▲ 0.50% · 4.625%
HK$116,053
+HK$6,657/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$218,792/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,521
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$117,592
−HK$3,116/mo
Today · 4.125%
HK$120,708
baseline
▲ 0.50% · 4.625%
HK$127,071
+HK$6,363/mo
Deposit HK$15.05M · loan HK$22.57M · min. income ≈ HK$241,416/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,098
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$123,833
−HK$3,796/mo
Today · 4.125%
HK$127,629
baseline
▲ 0.50% · 4.625%
HK$135,395
+HK$7,766/mo
Deposit HK$11.29M · loan HK$26.33M · min. income ≈ HK$255,258/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,607
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,191
−HK$3,635/mo
Today · 4.125%
HK$140,826
baseline
▲ 0.50% · 4.625%
HK$148,249
+HK$7,423/mo
Deposit HK$11.29M · loan HK$26.33M · min. income ≈ HK$281,652/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,411
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$159,214
−HK$4,880/mo
Today · 4.125%
HK$164,094
baseline
▲ 0.50% · 4.625%
HK$174,079
+HK$9,985/mo
Deposit HK$3.76M · loan HK$33.86M · min. income ≈ HK$328,188/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,781
−HK$9,281/mo
▼ 0.25% · 3.875%
HK$176,388
−HK$4,674/mo
Today · 4.125%
HK$181,062
baseline
▲ 0.50% · 4.625%
HK$190,606
+HK$9,544/mo
Deposit HK$3.76M · loan HK$33.86M · min. income ≈ HK$362,124/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,598,866 · Scale 2, in force from 26 Feb 2026)