LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,807
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$88,476
−HK$2,712/mo
Today · 4.125%
HK$91,188
baseline
▲ 0.50% · 4.625%
HK$96,737
+HK$5,549/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$182,376/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,460
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$98,020
−HK$2,597/mo
Today · 4.125%
HK$100,617
baseline
▲ 0.50% · 4.625%
HK$105,921
+HK$5,304/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$201,234/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,969
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$106,171
−HK$3,255/mo
Today · 4.125%
HK$109,426
baseline
▲ 0.50% · 4.625%
HK$116,084
+HK$6,658/mo
Deposit HK$15.05M · loan HK$22.58M · min. income ≈ HK$218,852/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,551
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,624
−HK$3,116/mo
Today · 4.125%
HK$120,740
baseline
▲ 0.50% · 4.625%
HK$127,105
+HK$6,365/mo
Deposit HK$15.05M · loan HK$22.58M · min. income ≈ HK$241,480/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,130
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$123,867
−HK$3,796/mo
Today · 4.125%
HK$127,663
baseline
▲ 0.50% · 4.625%
HK$135,431
+HK$7,768/mo
Deposit HK$11.29M · loan HK$26.34M · min. income ≈ HK$255,326/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,643
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$137,228
−HK$3,636/mo
Today · 4.125%
HK$140,864
baseline
▲ 0.50% · 4.625%
HK$148,289
+HK$7,425/mo
Deposit HK$11.29M · loan HK$26.34M · min. income ≈ HK$281,728/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,453
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$159,257
−HK$4,881/mo
Today · 4.125%
HK$164,138
baseline
▲ 0.50% · 4.625%
HK$174,126
+HK$9,988/mo
Deposit HK$3.76M · loan HK$33.87M · min. income ≈ HK$328,276/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,827
−HK$9,284/mo
▼ 0.25% · 3.875%
HK$176,436
−HK$4,675/mo
Today · 4.125%
HK$181,111
baseline
▲ 0.50% · 4.625%
HK$190,657
+HK$9,546/mo
Deposit HK$3.76M · loan HK$33.87M · min. income ≈ HK$362,222/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,296 · Scale 2, in force from 26 Feb 2026)