LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,816
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$88,486
−HK$2,712/mo
Today · 4.125%
HK$91,198
baseline
▲ 0.50% · 4.625%
HK$96,747
+HK$5,549/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$182,396/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,470
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$98,030
−HK$2,598/mo
Today · 4.125%
HK$100,628
baseline
▲ 0.50% · 4.625%
HK$105,932
+HK$5,304/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$201,256/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,979
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$106,183
−HK$3,254/mo
Today · 4.125%
HK$109,437
baseline
▲ 0.50% · 4.625%
HK$116,096
+HK$6,659/mo
Deposit HK$15.05M · loan HK$22.58M · min. income ≈ HK$218,874/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,564
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,636
−HK$3,117/mo
Today · 4.125%
HK$120,753
baseline
▲ 0.50% · 4.625%
HK$127,118
+HK$6,365/mo
Deposit HK$15.05M · loan HK$22.58M · min. income ≈ HK$241,506/mo (50% DSR)
Upfront cash ≈ HK$16.65M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,143
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$123,880
−HK$3,797/mo
Today · 4.125%
HK$127,677
baseline
▲ 0.50% · 4.625%
HK$135,445
+HK$7,768/mo
Deposit HK$11.29M · loan HK$26.34M · min. income ≈ HK$255,354/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,657
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,242
−HK$3,637/mo
Today · 4.125%
HK$140,879
baseline
▲ 0.50% · 4.625%
HK$148,304
+HK$7,425/mo
Deposit HK$11.29M · loan HK$26.34M · min. income ≈ HK$281,758/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,469
−HK$9,687/mo
▼ 0.25% · 3.875%
HK$159,274
−HK$4,882/mo
Today · 4.125%
HK$164,156
baseline
▲ 0.50% · 4.625%
HK$174,144
+HK$9,988/mo
Deposit HK$3.76M · loan HK$33.87M · min. income ≈ HK$328,312/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,845
−HK$9,285/mo
▼ 0.25% · 3.875%
HK$176,454
−HK$4,676/mo
Today · 4.125%
HK$181,130
baseline
▲ 0.50% · 4.625%
HK$190,677
+HK$9,547/mo
Deposit HK$3.76M · loan HK$33.87M · min. income ≈ HK$362,260/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,464 · Scale 2, in force from 26 Feb 2026)