LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,840
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,511
−HK$2,712/mo
Today · 4.125%
HK$91,223
baseline
▲ 0.50% · 4.625%
HK$96,774
+HK$5,551/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$182,446/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,497
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$98,058
−HK$2,598/mo
Today · 4.125%
HK$100,656
baseline
▲ 0.50% · 4.625%
HK$105,962
+HK$5,306/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$201,312/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,009
−HK$6,459/mo
▼ 0.25% · 3.875%
HK$106,213
−HK$3,255/mo
Today · 4.125%
HK$109,468
baseline
▲ 0.50% · 4.625%
HK$116,129
+HK$6,661/mo
Deposit HK$15.06M · loan HK$22.59M · min. income ≈ HK$218,936/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,596
−HK$6,191/mo
▼ 0.25% · 3.875%
HK$117,669
−HK$3,118/mo
Today · 4.125%
HK$120,787
baseline
▲ 0.50% · 4.625%
HK$127,154
+HK$6,367/mo
Deposit HK$15.06M · loan HK$22.59M · min. income ≈ HK$241,574/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,177
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,915
−HK$3,798/mo
Today · 4.125%
HK$127,713
baseline
▲ 0.50% · 4.625%
HK$135,484
+HK$7,771/mo
Deposit HK$11.29M · loan HK$26.35M · min. income ≈ HK$255,426/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,695
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,281
−HK$3,637/mo
Today · 4.125%
HK$140,918
baseline
▲ 0.50% · 4.625%
HK$148,346
+HK$7,428/mo
Deposit HK$11.29M · loan HK$26.35M · min. income ≈ HK$281,836/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,513
−HK$9,689/mo
▼ 0.25% · 3.875%
HK$159,319
−HK$4,883/mo
Today · 4.125%
HK$164,202
baseline
▲ 0.50% · 4.625%
HK$174,193
+HK$9,991/mo
Deposit HK$3.76M · loan HK$33.88M · min. income ≈ HK$328,404/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,894
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$176,504
−HK$4,677/mo
Today · 4.125%
HK$181,181
baseline
▲ 0.50% · 4.625%
HK$190,731
+HK$9,550/mo
Deposit HK$3.76M · loan HK$33.88M · min. income ≈ HK$362,362/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,917 · Scale 2, in force from 26 Feb 2026)