LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,841
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$88,511
−HK$2,713/mo
Today · 4.125%
HK$91,224
baseline
▲ 0.50% · 4.625%
HK$96,775
+HK$5,551/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$182,448/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,497
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,059
−HK$2,598/mo
Today · 4.125%
HK$100,657
baseline
▲ 0.50% · 4.625%
HK$105,963
+HK$5,306/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$201,314/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,009
−HK$6,460/mo
▼ 0.25% · 3.875%
HK$106,213
−HK$3,256/mo
Today · 4.125%
HK$109,469
baseline
▲ 0.50% · 4.625%
HK$116,130
+HK$6,661/mo
Deposit HK$15.06M · loan HK$22.59M · min. income ≈ HK$218,938/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,597
−HK$6,191/mo
▼ 0.25% · 3.875%
HK$117,670
−HK$3,118/mo
Today · 4.125%
HK$120,788
baseline
▲ 0.50% · 4.625%
HK$127,155
+HK$6,367/mo
Deposit HK$15.06M · loan HK$22.59M · min. income ≈ HK$241,576/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,178
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,916
−HK$3,798/mo
Today · 4.125%
HK$127,714
baseline
▲ 0.50% · 4.625%
HK$135,485
+HK$7,771/mo
Deposit HK$11.29M · loan HK$26.35M · min. income ≈ HK$255,428/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,696
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,282
−HK$3,638/mo
Today · 4.125%
HK$140,920
baseline
▲ 0.50% · 4.625%
HK$148,348
+HK$7,428/mo
Deposit HK$11.29M · loan HK$26.35M · min. income ≈ HK$281,840/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,514
−HK$9,689/mo
▼ 0.25% · 3.875%
HK$159,320
−HK$4,883/mo
Today · 4.125%
HK$164,203
baseline
▲ 0.50% · 4.625%
HK$174,195
+HK$9,992/mo
Deposit HK$3.76M · loan HK$33.88M · min. income ≈ HK$328,406/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,895
−HK$9,287/mo
▼ 0.25% · 3.875%
HK$176,505
−HK$4,677/mo
Today · 4.125%
HK$181,182
baseline
▲ 0.50% · 4.625%
HK$190,733
+HK$9,551/mo
Deposit HK$3.76M · loan HK$33.88M · min. income ≈ HK$362,364/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,599,929 · Scale 2, in force from 26 Feb 2026)