LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,849
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$88,519
−HK$2,714/mo
Today · 4.125%
HK$91,233
baseline
▲ 0.50% · 4.625%
HK$96,784
+HK$5,551/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$182,466/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,506
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$98,068
−HK$2,598/mo
Today · 4.125%
HK$100,666
baseline
▲ 0.50% · 4.625%
HK$105,972
+HK$5,306/mo
Deposit HK$18.82M · loan HK$18.82M · min. income ≈ HK$201,332/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,019
−HK$6,460/mo
▼ 0.25% · 3.875%
HK$106,223
−HK$3,256/mo
Today · 4.125%
HK$109,479
baseline
▲ 0.50% · 4.625%
HK$116,141
+HK$6,662/mo
Deposit HK$15.06M · loan HK$22.59M · min. income ≈ HK$218,958/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,607
−HK$6,192/mo
▼ 0.25% · 3.875%
HK$117,681
−HK$3,118/mo
Today · 4.125%
HK$120,799
baseline
▲ 0.50% · 4.625%
HK$127,167
+HK$6,368/mo
Deposit HK$15.06M · loan HK$22.59M · min. income ≈ HK$241,598/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,189
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,927
−HK$3,799/mo
Today · 4.125%
HK$127,726
baseline
▲ 0.50% · 4.625%
HK$135,497
+HK$7,771/mo
Deposit HK$11.29M · loan HK$26.35M · min. income ≈ HK$255,452/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,709
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,295
−HK$3,637/mo
Today · 4.125%
HK$140,932
baseline
▲ 0.50% · 4.625%
HK$148,361
+HK$7,429/mo
Deposit HK$11.29M · loan HK$26.35M · min. income ≈ HK$281,864/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,528
−HK$9,691/mo
▼ 0.25% · 3.875%
HK$159,335
−HK$4,884/mo
Today · 4.125%
HK$164,219
baseline
▲ 0.50% · 4.625%
HK$174,211
+HK$9,992/mo
Deposit HK$3.76M · loan HK$33.88M · min. income ≈ HK$328,438/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,911
−HK$9,288/mo
▼ 0.25% · 3.875%
HK$176,522
−HK$4,677/mo
Today · 4.125%
HK$181,199
baseline
▲ 0.50% · 4.625%
HK$190,750
+HK$9,551/mo
Deposit HK$3.76M · loan HK$33.88M · min. income ≈ HK$362,398/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$1,600,076 · Scale 2, in force from 26 Feb 2026)