LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,923
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$88,595
−HK$2,716/mo
Today · 4.125%
HK$91,311
baseline
▲ 0.50% · 4.625%
HK$96,867
+HK$5,556/mo
Deposit HK$18.84M · loan HK$18.84M · min. income ≈ HK$182,622/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,588
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$98,152
−HK$2,600/mo
Today · 4.125%
HK$100,752
baseline
▲ 0.50% · 4.625%
HK$106,063
+HK$5,311/mo
Deposit HK$18.84M · loan HK$18.84M · min. income ≈ HK$201,504/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,107
−HK$6,466/mo
▼ 0.25% · 3.875%
HK$106,314
−HK$3,259/mo
Today · 4.125%
HK$109,573
baseline
▲ 0.50% · 4.625%
HK$116,240
+HK$6,667/mo
Deposit HK$15.07M · loan HK$22.61M · min. income ≈ HK$219,146/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,706
−HK$6,197/mo
▼ 0.25% · 3.875%
HK$117,782
−HK$3,121/mo
Today · 4.125%
HK$120,903
baseline
▲ 0.50% · 4.625%
HK$127,276
+HK$6,373/mo
Deposit HK$15.07M · loan HK$22.61M · min. income ≈ HK$241,806/mo (50% DSR)
Upfront cash ≈ HK$16.67M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,292
−HK$7,543/mo
▼ 0.25% · 3.875%
HK$124,033
−HK$3,802/mo
Today · 4.125%
HK$127,835
baseline
▲ 0.50% · 4.625%
HK$135,614
+HK$7,779/mo
Deposit HK$11.30M · loan HK$26.38M · min. income ≈ HK$255,670/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,823
−HK$7,230/mo
▼ 0.25% · 3.875%
HK$137,412
−HK$3,641/mo
Today · 4.125%
HK$141,053
baseline
▲ 0.50% · 4.625%
HK$148,489
+HK$7,436/mo
Deposit HK$11.30M · loan HK$26.38M · min. income ≈ HK$282,106/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,661
−HK$9,698/mo
▼ 0.25% · 3.875%
HK$159,472
−HK$4,887/mo
Today · 4.125%
HK$164,359
baseline
▲ 0.50% · 4.625%
HK$174,360
+HK$10,001/mo
Deposit HK$3.77M · loan HK$33.91M · min. income ≈ HK$328,718/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,059
−HK$9,295/mo
▼ 0.25% · 3.875%
HK$176,673
−HK$4,681/mo
Today · 4.125%
HK$181,354
baseline
▲ 0.50% · 4.625%
HK$190,914
+HK$9,560/mo
Deposit HK$3.77M · loan HK$33.91M · min. income ≈ HK$362,708/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$1,601,449 · Scale 2, in force from 26 Feb 2026)