LTV · monthly repayment
▼ 0.50% · 3.625%
HK$85,933
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$88,606
−HK$2,716/mo
Today · 4.125%
HK$91,322
baseline
▲ 0.50% · 4.625%
HK$96,879
+HK$5,557/mo
Deposit HK$18.84M · loan HK$18.84M · min. income ≈ HK$182,644/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,600
−HK$5,165/mo
▼ 0.25% · 3.875%
HK$98,164
−HK$2,601/mo
Today · 4.125%
HK$100,765
baseline
▲ 0.50% · 4.625%
HK$106,077
+HK$5,312/mo
Deposit HK$18.84M · loan HK$18.84M · min. income ≈ HK$201,530/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,120
−HK$6,467/mo
▼ 0.25% · 3.875%
HK$106,328
−HK$3,259/mo
Today · 4.125%
HK$109,587
baseline
▲ 0.50% · 4.625%
HK$116,255
+HK$6,668/mo
Deposit HK$15.07M · loan HK$22.61M · min. income ≈ HK$219,174/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,720
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$117,797
−HK$3,121/mo
Today · 4.125%
HK$120,918
baseline
▲ 0.50% · 4.625%
HK$127,292
+HK$6,374/mo
Deposit HK$15.07M · loan HK$22.61M · min. income ≈ HK$241,836/mo (50% DSR)
Upfront cash ≈ HK$16.68M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,307
−HK$7,544/mo
▼ 0.25% · 3.875%
HK$124,049
−HK$3,802/mo
Today · 4.125%
HK$127,851
baseline
▲ 0.50% · 4.625%
HK$135,631
+HK$7,780/mo
Deposit HK$11.31M · loan HK$26.38M · min. income ≈ HK$255,702/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,840
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$137,430
−HK$3,641/mo
Today · 4.125%
HK$141,071
baseline
▲ 0.50% · 4.625%
HK$148,507
+HK$7,436/mo
Deposit HK$11.31M · loan HK$26.38M · min. income ≈ HK$282,142/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,680
−HK$9,700/mo
▼ 0.25% · 3.875%
HK$159,492
−HK$4,888/mo
Today · 4.125%
HK$164,380
baseline
▲ 0.50% · 4.625%
HK$174,382
+HK$10,002/mo
Deposit HK$3.77M · loan HK$33.92M · min. income ≈ HK$328,760/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,080
−HK$9,297/mo
▼ 0.25% · 3.875%
HK$176,695
−HK$4,682/mo
Today · 4.125%
HK$181,377
baseline
▲ 0.50% · 4.625%
HK$190,938
+HK$9,561/mo
Deposit HK$3.77M · loan HK$33.92M · min. income ≈ HK$362,754/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$1,601,650 · Scale 2, in force from 26 Feb 2026)