LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,075
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$88,752
−HK$2,721/mo
Today · 4.125%
HK$91,473
baseline
▲ 0.50% · 4.625%
HK$97,039
+HK$5,566/mo
Deposit HK$18.87M · loan HK$18.87M · min. income ≈ HK$182,946/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,758
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$98,326
−HK$2,605/mo
Today · 4.125%
HK$100,931
baseline
▲ 0.50% · 4.625%
HK$106,251
+HK$5,320/mo
Deposit HK$18.87M · loan HK$18.87M · min. income ≈ HK$201,862/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,290
−HK$6,477/mo
▼ 0.25% · 3.875%
HK$106,503
−HK$3,264/mo
Today · 4.125%
HK$109,767
baseline
▲ 0.50% · 4.625%
HK$116,446
+HK$6,679/mo
Deposit HK$15.10M · loan HK$22.65M · min. income ≈ HK$219,534/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,909
−HK$6,208/mo
▼ 0.25% · 3.875%
HK$117,991
−HK$3,126/mo
Today · 4.125%
HK$121,117
baseline
▲ 0.50% · 4.625%
HK$127,502
+HK$6,385/mo
Deposit HK$15.10M · loan HK$22.65M · min. income ≈ HK$242,234/mo (50% DSR)
Upfront cash ≈ HK$16.70M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,505
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,253
−HK$3,809/mo
Today · 4.125%
HK$128,062
baseline
▲ 0.50% · 4.625%
HK$135,854
+HK$7,792/mo
Deposit HK$11.32M · loan HK$26.42M · min. income ≈ HK$256,124/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,061
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,656
−HK$3,648/mo
Today · 4.125%
HK$141,304
baseline
▲ 0.50% · 4.625%
HK$148,752
+HK$7,448/mo
Deposit HK$11.32M · loan HK$26.42M · min. income ≈ HK$282,608/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,935
−HK$9,716/mo
▼ 0.25% · 3.875%
HK$159,754
−HK$4,897/mo
Today · 4.125%
HK$164,651
baseline
▲ 0.50% · 4.625%
HK$174,669
+HK$10,018/mo
Deposit HK$3.77M · loan HK$33.97M · min. income ≈ HK$329,302/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,364
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$176,986
−HK$4,690/mo
Today · 4.125%
HK$181,676
baseline
▲ 0.50% · 4.625%
HK$191,252
+HK$9,576/mo
Deposit HK$3.77M · loan HK$33.97M · min. income ≈ HK$363,352/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,604,289 · Scale 2, in force from 26 Feb 2026)