LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,085
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$88,763
−HK$2,721/mo
Today · 4.125%
HK$91,484
baseline
▲ 0.50% · 4.625%
HK$97,050
+HK$5,566/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$182,968/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,769
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$98,338
−HK$2,605/mo
Today · 4.125%
HK$100,943
baseline
▲ 0.50% · 4.625%
HK$106,264
+HK$5,321/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$201,886/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,302
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$106,516
−HK$3,264/mo
Today · 4.125%
HK$109,780
baseline
▲ 0.50% · 4.625%
HK$116,460
+HK$6,680/mo
Deposit HK$15.10M · loan HK$22.65M · min. income ≈ HK$219,560/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,923
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$118,005
−HK$3,127/mo
Today · 4.125%
HK$121,132
baseline
▲ 0.50% · 4.625%
HK$127,517
+HK$6,385/mo
Deposit HK$15.10M · loan HK$22.65M · min. income ≈ HK$242,264/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,519
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$124,268
−HK$3,809/mo
Today · 4.125%
HK$128,077
baseline
▲ 0.50% · 4.625%
HK$135,870
+HK$7,793/mo
Deposit HK$11.33M · loan HK$26.43M · min. income ≈ HK$256,154/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,077
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,673
−HK$3,647/mo
Today · 4.125%
HK$141,320
baseline
▲ 0.50% · 4.625%
HK$148,770
+HK$7,450/mo
Deposit HK$11.33M · loan HK$26.43M · min. income ≈ HK$282,640/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,954
−HK$9,717/mo
▼ 0.25% · 3.875%
HK$159,774
−HK$4,897/mo
Today · 4.125%
HK$164,671
baseline
▲ 0.50% · 4.625%
HK$174,690
+HK$10,019/mo
Deposit HK$3.78M · loan HK$33.98M · min. income ≈ HK$329,342/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,384
−HK$9,314/mo
▼ 0.25% · 3.875%
HK$177,008
−HK$4,690/mo
Today · 4.125%
HK$181,698
baseline
▲ 0.50% · 4.625%
HK$191,275
+HK$9,577/mo
Deposit HK$3.78M · loan HK$33.98M · min. income ≈ HK$363,396/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,604,481 · Scale 2, in force from 26 Feb 2026)