LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,097
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$88,775
−HK$2,721/mo
Today · 4.125%
HK$91,496
baseline
▲ 0.50% · 4.625%
HK$97,064
+HK$5,568/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$182,992/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,782
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$98,351
−HK$2,606/mo
Today · 4.125%
HK$100,957
baseline
▲ 0.50% · 4.625%
HK$106,279
+HK$5,322/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$201,914/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,317
−HK$6,479/mo
▼ 0.25% · 3.875%
HK$106,530
−HK$3,266/mo
Today · 4.125%
HK$109,796
baseline
▲ 0.50% · 4.625%
HK$116,476
+HK$6,680/mo
Deposit HK$15.10M · loan HK$22.65M · min. income ≈ HK$219,592/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,939
−HK$6,210/mo
▼ 0.25% · 3.875%
HK$118,021
−HK$3,128/mo
Today · 4.125%
HK$121,149
baseline
▲ 0.50% · 4.625%
HK$127,534
+HK$6,385/mo
Deposit HK$15.10M · loan HK$22.65M · min. income ≈ HK$242,298/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,536
−HK$7,559/mo
▼ 0.25% · 3.875%
HK$124,286
−HK$3,809/mo
Today · 4.125%
HK$128,095
baseline
▲ 0.50% · 4.625%
HK$135,889
+HK$7,794/mo
Deposit HK$11.33M · loan HK$26.43M · min. income ≈ HK$256,190/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,095
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$137,692
−HK$3,648/mo
Today · 4.125%
HK$141,340
baseline
▲ 0.50% · 4.625%
HK$148,790
+HK$7,450/mo
Deposit HK$11.33M · loan HK$26.43M · min. income ≈ HK$282,680/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,975
−HK$9,718/mo
▼ 0.25% · 3.875%
HK$159,796
−HK$4,897/mo
Today · 4.125%
HK$164,693
baseline
▲ 0.50% · 4.625%
HK$174,715
+HK$10,022/mo
Deposit HK$3.78M · loan HK$33.98M · min. income ≈ HK$329,386/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,408
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$177,032
−HK$4,691/mo
Today · 4.125%
HK$181,723
baseline
▲ 0.50% · 4.625%
HK$191,302
+HK$9,579/mo
Deposit HK$3.78M · loan HK$33.98M · min. income ≈ HK$363,446/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,604,703 · Scale 2, in force from 26 Feb 2026)