LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,116
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,795
−HK$2,721/mo
Today · 4.125%
HK$91,516
baseline
▲ 0.50% · 4.625%
HK$97,085
+HK$5,569/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$183,032/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,803
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,373
−HK$2,606/mo
Today · 4.125%
HK$100,979
baseline
▲ 0.50% · 4.625%
HK$106,302
+HK$5,323/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$201,958/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,339
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,554
−HK$3,266/mo
Today · 4.125%
HK$109,820
baseline
▲ 0.50% · 4.625%
HK$116,502
+HK$6,682/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$219,640/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,964
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,047
−HK$3,128/mo
Today · 4.125%
HK$121,175
baseline
▲ 0.50% · 4.625%
HK$127,562
+HK$6,387/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$242,350/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,562
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,313
−HK$3,810/mo
Today · 4.125%
HK$128,123
baseline
▲ 0.50% · 4.625%
HK$135,919
+HK$7,796/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,246/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,124
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,722
−HK$3,649/mo
Today · 4.125%
HK$141,371
baseline
▲ 0.50% · 4.625%
HK$148,823
+HK$7,452/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,742/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,009
−HK$9,720/mo
▼ 0.25% · 3.875%
HK$159,830
−HK$4,899/mo
Today · 4.125%
HK$164,729
baseline
▲ 0.50% · 4.625%
HK$174,753
+HK$10,024/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$329,458/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,446
−HK$9,316/mo
▼ 0.25% · 3.875%
HK$177,071
−HK$4,691/mo
Today · 4.125%
HK$181,762
baseline
▲ 0.50% · 4.625%
HK$191,343
+HK$9,581/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$363,524/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,053 · Scale 2, in force from 26 Feb 2026)