LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,118
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,796
−HK$2,722/mo
Today · 4.125%
HK$91,518
baseline
▲ 0.50% · 4.625%
HK$97,087
+HK$5,569/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$183,036/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,805
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,374
−HK$2,607/mo
Today · 4.125%
HK$100,981
baseline
▲ 0.50% · 4.625%
HK$106,304
+HK$5,323/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$201,962/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,341
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,556
−HK$3,266/mo
Today · 4.125%
HK$109,822
baseline
▲ 0.50% · 4.625%
HK$116,504
+HK$6,682/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$219,644/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,966
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,049
−HK$3,128/mo
Today · 4.125%
HK$121,177
baseline
▲ 0.50% · 4.625%
HK$127,565
+HK$6,388/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$242,354/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,565
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,315
−HK$3,810/mo
Today · 4.125%
HK$128,125
baseline
▲ 0.50% · 4.625%
HK$135,921
+HK$7,796/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,250/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,127
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,724
−HK$3,650/mo
Today · 4.125%
HK$141,374
baseline
▲ 0.50% · 4.625%
HK$148,826
+HK$7,452/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,748/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,012
−HK$9,720/mo
▼ 0.25% · 3.875%
HK$159,834
−HK$4,898/mo
Today · 4.125%
HK$164,732
baseline
▲ 0.50% · 4.625%
HK$174,756
+HK$10,024/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$329,464/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,449
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$177,074
−HK$4,692/mo
Today · 4.125%
HK$181,766
baseline
▲ 0.50% · 4.625%
HK$191,347
+HK$9,581/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$363,532/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,084 · Scale 2, in force from 26 Feb 2026)