LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,123
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,802
−HK$2,722/mo
Today · 4.125%
HK$91,524
baseline
▲ 0.50% · 4.625%
HK$97,093
+HK$5,569/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$183,048/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,811
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,381
−HK$2,607/mo
Today · 4.125%
HK$100,988
baseline
▲ 0.50% · 4.625%
HK$106,311
+HK$5,323/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$201,976/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,348
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,563
−HK$3,266/mo
Today · 4.125%
HK$109,829
baseline
▲ 0.50% · 4.625%
HK$116,511
+HK$6,682/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$219,658/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,973
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,057
−HK$3,128/mo
Today · 4.125%
HK$121,185
baseline
▲ 0.50% · 4.625%
HK$127,573
+HK$6,388/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$242,370/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,572
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,323
−HK$3,810/mo
Today · 4.125%
HK$128,133
baseline
▲ 0.50% · 4.625%
HK$135,930
+HK$7,797/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,266/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,136
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,733
−HK$3,650/mo
Today · 4.125%
HK$141,383
baseline
▲ 0.50% · 4.625%
HK$148,835
+HK$7,452/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,766/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,022
−HK$9,721/mo
▼ 0.25% · 3.875%
HK$159,844
−HK$4,899/mo
Today · 4.125%
HK$164,743
baseline
▲ 0.50% · 4.625%
HK$174,767
+HK$10,024/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$329,486/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,460
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$177,085
−HK$4,693/mo
Today · 4.125%
HK$181,778
baseline
▲ 0.50% · 4.625%
HK$191,359
+HK$9,581/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$363,556/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,187 · Scale 2, in force from 26 Feb 2026)