LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,125
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,804
−HK$2,722/mo
Today · 4.125%
HK$91,526
baseline
▲ 0.50% · 4.625%
HK$97,095
+HK$5,569/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$183,052/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,813
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,383
−HK$2,607/mo
Today · 4.125%
HK$100,990
baseline
▲ 0.50% · 4.625%
HK$106,313
+HK$5,323/mo
Deposit HK$18.88M · loan HK$18.88M · min. income ≈ HK$201,980/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,350
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,565
−HK$3,266/mo
Today · 4.125%
HK$109,831
baseline
▲ 0.50% · 4.625%
HK$116,514
+HK$6,683/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$219,662/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,976
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,060
−HK$3,128/mo
Today · 4.125%
HK$121,188
baseline
▲ 0.50% · 4.625%
HK$127,576
+HK$6,388/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$242,376/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,575
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,326
−HK$3,810/mo
Today · 4.125%
HK$128,136
baseline
▲ 0.50% · 4.625%
HK$135,933
+HK$7,797/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,272/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,139
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,736
−HK$3,650/mo
Today · 4.125%
HK$141,386
baseline
▲ 0.50% · 4.625%
HK$148,839
+HK$7,453/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,772/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,025
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$159,848
−HK$4,899/mo
Today · 4.125%
HK$164,747
baseline
▲ 0.50% · 4.625%
HK$174,771
+HK$10,024/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$329,494/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,464
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$177,090
−HK$4,692/mo
Today · 4.125%
HK$181,782
baseline
▲ 0.50% · 4.625%
HK$191,364
+HK$9,582/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$363,564/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,224 · Scale 2, in force from 26 Feb 2026)