LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,127
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,806
−HK$2,722/mo
Today · 4.125%
HK$91,528
baseline
▲ 0.50% · 4.625%
HK$97,097
+HK$5,569/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$183,056/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,815
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,385
−HK$2,607/mo
Today · 4.125%
HK$100,992
baseline
▲ 0.50% · 4.625%
HK$106,315
+HK$5,323/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$201,984/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,352
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,567
−HK$3,266/mo
Today · 4.125%
HK$109,833
baseline
▲ 0.50% · 4.625%
HK$116,516
+HK$6,683/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$219,666/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,978
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,062
−HK$3,128/mo
Today · 4.125%
HK$121,190
baseline
▲ 0.50% · 4.625%
HK$127,578
+HK$6,388/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$242,380/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,578
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,328
−HK$3,811/mo
Today · 4.125%
HK$128,139
baseline
▲ 0.50% · 4.625%
HK$135,936
+HK$7,797/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,278/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,141
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,739
−HK$3,650/mo
Today · 4.125%
HK$141,389
baseline
▲ 0.50% · 4.625%
HK$148,841
+HK$7,452/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,778/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,028
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$159,851
−HK$4,899/mo
Today · 4.125%
HK$164,750
baseline
▲ 0.50% · 4.625%
HK$174,775
+HK$10,025/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$329,500/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,468
−HK$9,317/mo
▼ 0.25% · 3.875%
HK$177,093
−HK$4,692/mo
Today · 4.125%
HK$181,785
baseline
▲ 0.50% · 4.625%
HK$191,368
+HK$9,583/mo
Deposit HK$3.78M · loan HK$33.99M · min. income ≈ HK$363,570/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,255 · Scale 2, in force from 26 Feb 2026)