LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,130
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,810
−HK$2,722/mo
Today · 4.125%
HK$91,532
baseline
▲ 0.50% · 4.625%
HK$97,101
+HK$5,569/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$183,064/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,819
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,389
−HK$2,607/mo
Today · 4.125%
HK$100,996
baseline
▲ 0.50% · 4.625%
HK$106,320
+HK$5,324/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$201,992/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,357
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,572
−HK$3,266/mo
Today · 4.125%
HK$109,838
baseline
▲ 0.50% · 4.625%
HK$116,521
+HK$6,683/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$219,676/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,983
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,067
−HK$3,128/mo
Today · 4.125%
HK$121,195
baseline
▲ 0.50% · 4.625%
HK$127,584
+HK$6,389/mo
Deposit HK$15.11M · loan HK$22.66M · min. income ≈ HK$242,390/mo (50% DSR)
Upfront cash ≈ HK$16.71M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,583
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,333
−HK$3,811/mo
Today · 4.125%
HK$128,144
baseline
▲ 0.50% · 4.625%
HK$135,942
+HK$7,798/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,288/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,147
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,745
−HK$3,650/mo
Today · 4.125%
HK$141,395
baseline
▲ 0.50% · 4.625%
HK$148,848
+HK$7,453/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,790/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,035
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$159,857
−HK$4,900/mo
Today · 4.125%
HK$164,757
baseline
▲ 0.50% · 4.625%
HK$174,782
+HK$10,025/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$329,514/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,475
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$177,100
−HK$4,693/mo
Today · 4.125%
HK$181,793
baseline
▲ 0.50% · 4.625%
HK$191,376
+HK$9,583/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$363,586/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,323 · Scale 2, in force from 26 Feb 2026)