LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,139
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,818
−HK$2,722/mo
Today · 4.125%
HK$91,540
baseline
▲ 0.50% · 4.625%
HK$97,110
+HK$5,570/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$183,080/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,828
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,398
−HK$2,608/mo
Today · 4.125%
HK$101,006
baseline
▲ 0.50% · 4.625%
HK$106,330
+HK$5,324/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$202,012/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,366
−HK$6,482/mo
▼ 0.25% · 3.875%
HK$106,581
−HK$3,267/mo
Today · 4.125%
HK$109,848
baseline
▲ 0.50% · 4.625%
HK$116,532
+HK$6,684/mo
Deposit HK$15.11M · loan HK$22.67M · min. income ≈ HK$219,696/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,994
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$118,078
−HK$3,129/mo
Today · 4.125%
HK$121,207
baseline
▲ 0.50% · 4.625%
HK$127,596
+HK$6,389/mo
Deposit HK$15.11M · loan HK$22.67M · min. income ≈ HK$242,414/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,594
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$124,345
−HK$3,811/mo
Today · 4.125%
HK$128,156
baseline
▲ 0.50% · 4.625%
HK$135,954
+HK$7,798/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,312/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,160
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,758
−HK$3,650/mo
Today · 4.125%
HK$141,408
baseline
▲ 0.50% · 4.625%
HK$148,862
+HK$7,454/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,816/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,049
−HK$9,723/mo
▼ 0.25% · 3.875%
HK$159,872
−HK$4,900/mo
Today · 4.125%
HK$164,772
baseline
▲ 0.50% · 4.625%
HK$174,798
+HK$10,026/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$329,544/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,491
−HK$9,319/mo
▼ 0.25% · 3.875%
HK$177,117
−HK$4,693/mo
Today · 4.125%
HK$181,810
baseline
▲ 0.50% · 4.625%
HK$191,393
+HK$9,583/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$363,620/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,472 · Scale 2, in force from 26 Feb 2026)