LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,144
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,823
−HK$2,723/mo
Today · 4.125%
HK$91,546
baseline
▲ 0.50% · 4.625%
HK$97,116
+HK$5,570/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$183,092/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,834
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,404
−HK$2,608/mo
Today · 4.125%
HK$101,012
baseline
▲ 0.50% · 4.625%
HK$106,336
+HK$5,324/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$202,024/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,372
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$106,588
−HK$3,267/mo
Today · 4.125%
HK$109,855
baseline
▲ 0.50% · 4.625%
HK$116,539
+HK$6,684/mo
Deposit HK$15.11M · loan HK$22.67M · min. income ≈ HK$219,710/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,001
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$118,085
−HK$3,129/mo
Today · 4.125%
HK$121,214
baseline
▲ 0.50% · 4.625%
HK$127,603
+HK$6,389/mo
Deposit HK$15.11M · loan HK$22.67M · min. income ≈ HK$242,428/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,601
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$124,352
−HK$3,812/mo
Today · 4.125%
HK$128,164
baseline
▲ 0.50% · 4.625%
HK$135,962
+HK$7,798/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$256,328/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,167
−HK$7,249/mo
▼ 0.25% · 3.875%
HK$137,766
−HK$3,650/mo
Today · 4.125%
HK$141,416
baseline
▲ 0.50% · 4.625%
HK$148,870
+HK$7,454/mo
Deposit HK$11.33M · loan HK$26.44M · min. income ≈ HK$282,832/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,059
−HK$9,723/mo
▼ 0.25% · 3.875%
HK$159,882
−HK$4,900/mo
Today · 4.125%
HK$164,782
baseline
▲ 0.50% · 4.625%
HK$174,809
+HK$10,027/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$329,564/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,501
−HK$9,320/mo
▼ 0.25% · 3.875%
HK$177,127
−HK$4,694/mo
Today · 4.125%
HK$181,821
baseline
▲ 0.50% · 4.625%
HK$191,405
+HK$9,584/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$363,642/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,567 · Scale 2, in force from 26 Feb 2026)