LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,150
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,830
−HK$2,723/mo
Today · 4.125%
HK$91,553
baseline
▲ 0.50% · 4.625%
HK$97,123
+HK$5,570/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$183,106/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,841
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,412
−HK$2,607/mo
Today · 4.125%
HK$101,019
baseline
▲ 0.50% · 4.625%
HK$106,344
+HK$5,325/mo
Deposit HK$18.89M · loan HK$18.89M · min. income ≈ HK$202,038/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,380
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$106,596
−HK$3,267/mo
Today · 4.125%
HK$109,863
baseline
▲ 0.50% · 4.625%
HK$116,548
+HK$6,685/mo
Deposit HK$15.11M · loan HK$22.67M · min. income ≈ HK$219,726/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,010
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$118,094
−HK$3,129/mo
Today · 4.125%
HK$121,223
baseline
▲ 0.50% · 4.625%
HK$127,613
+HK$6,390/mo
Deposit HK$15.11M · loan HK$22.67M · min. income ≈ HK$242,446/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,610
−HK$7,564/mo
▼ 0.25% · 3.875%
HK$124,362
−HK$3,812/mo
Today · 4.125%
HK$128,174
baseline
▲ 0.50% · 4.625%
HK$135,973
+HK$7,799/mo
Deposit HK$11.33M · loan HK$26.45M · min. income ≈ HK$256,348/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,178
−HK$7,249/mo
▼ 0.25% · 3.875%
HK$137,776
−HK$3,651/mo
Today · 4.125%
HK$141,427
baseline
▲ 0.50% · 4.625%
HK$148,882
+HK$7,455/mo
Deposit HK$11.33M · loan HK$26.45M · min. income ≈ HK$282,854/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,070
−HK$9,725/mo
▼ 0.25% · 3.875%
HK$159,894
−HK$4,901/mo
Today · 4.125%
HK$164,795
baseline
▲ 0.50% · 4.625%
HK$174,822
+HK$10,027/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$329,590/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,514
−HK$9,321/mo
▼ 0.25% · 3.875%
HK$177,141
−HK$4,694/mo
Today · 4.125%
HK$181,835
baseline
▲ 0.50% · 4.625%
HK$191,419
+HK$9,584/mo
Deposit HK$3.78M · loan HK$34.00M · min. income ≈ HK$363,670/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$1,605,690 · Scale 2, in force from 26 Feb 2026)