LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,172
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,852
−HK$2,724/mo
Today · 4.125%
HK$91,576
baseline
▲ 0.50% · 4.625%
HK$97,148
+HK$5,572/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,152/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,865
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,436
−HK$2,609/mo
Today · 4.125%
HK$101,045
baseline
▲ 0.50% · 4.625%
HK$106,371
+HK$5,326/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,090/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,406
−HK$6,485/mo
▼ 0.25% · 3.875%
HK$106,623
−HK$3,268/mo
Today · 4.125%
HK$109,891
baseline
▲ 0.50% · 4.625%
HK$116,577
+HK$6,686/mo
Deposit HK$15.12M · loan HK$22.67M · min. income ≈ HK$219,782/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,038
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$118,124
−HK$3,129/mo
Today · 4.125%
HK$121,253
baseline
▲ 0.50% · 4.625%
HK$127,645
+HK$6,392/mo
Deposit HK$15.12M · loan HK$22.67M · min. income ≈ HK$242,506/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,641
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$124,393
−HK$3,813/mo
Today · 4.125%
HK$128,206
baseline
▲ 0.50% · 4.625%
HK$136,007
+HK$7,801/mo
Deposit HK$11.34M · loan HK$26.45M · min. income ≈ HK$256,412/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,211
−HK$7,251/mo
▼ 0.25% · 3.875%
HK$137,811
−HK$3,651/mo
Today · 4.125%
HK$141,462
baseline
▲ 0.50% · 4.625%
HK$148,919
+HK$7,457/mo
Deposit HK$11.34M · loan HK$26.45M · min. income ≈ HK$282,924/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,109
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$159,934
−HK$4,902/mo
Today · 4.125%
HK$164,836
baseline
▲ 0.50% · 4.625%
HK$174,866
+HK$10,030/mo
Deposit HK$3.78M · loan HK$34.01M · min. income ≈ HK$329,672/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,557
−HK$9,323/mo
▼ 0.25% · 3.875%
HK$177,185
−HK$4,695/mo
Today · 4.125%
HK$181,880
baseline
▲ 0.50% · 4.625%
HK$191,467
+HK$9,587/mo
Deposit HK$3.78M · loan HK$34.01M · min. income ≈ HK$363,760/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,093 · Scale 2, in force from 26 Feb 2026)