LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,184
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,865
−HK$2,724/mo
Today · 4.125%
HK$91,589
baseline
▲ 0.50% · 4.625%
HK$97,162
+HK$5,573/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$183,178/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,879
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,450
−HK$2,609/mo
Today · 4.125%
HK$101,059
baseline
▲ 0.50% · 4.625%
HK$106,386
+HK$5,327/mo
Deposit HK$18.90M · loan HK$18.90M · min. income ≈ HK$202,118/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,421
−HK$6,485/mo
▼ 0.25% · 3.875%
HK$106,638
−HK$3,268/mo
Today · 4.125%
HK$109,906
baseline
▲ 0.50% · 4.625%
HK$116,594
+HK$6,688/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$219,812/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,055
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$118,140
−HK$3,131/mo
Today · 4.125%
HK$121,271
baseline
▲ 0.50% · 4.625%
HK$127,663
+HK$6,392/mo
Deposit HK$15.12M · loan HK$22.68M · min. income ≈ HK$242,542/mo (50% DSR)
Upfront cash ≈ HK$16.72M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,658
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,411
−HK$3,813/mo
Today · 4.125%
HK$128,224
baseline
▲ 0.50% · 4.625%
HK$136,026
+HK$7,802/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$256,448/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,231
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,831
−HK$3,652/mo
Today · 4.125%
HK$141,483
baseline
▲ 0.50% · 4.625%
HK$148,940
+HK$7,457/mo
Deposit HK$11.34M · loan HK$26.46M · min. income ≈ HK$282,966/mo (50% DSR)
Upfront cash ≈ HK$12.95M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,131
−HK$9,729/mo
▼ 0.25% · 3.875%
HK$159,957
−HK$4,903/mo
Today · 4.125%
HK$164,860
baseline
▲ 0.50% · 4.625%
HK$174,891
+HK$10,031/mo
Deposit HK$3.78M · loan HK$34.02M · min. income ≈ HK$329,720/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,582
−HK$9,324/mo
▼ 0.25% · 3.875%
HK$177,211
−HK$4,695/mo
Today · 4.125%
HK$181,906
baseline
▲ 0.50% · 4.625%
HK$191,495
+HK$9,589/mo
Deposit HK$3.78M · loan HK$34.02M · min. income ≈ HK$363,812/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$1,606,322 · Scale 2, in force from 26 Feb 2026)